Let’s Save Some Money.

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Let’s not dawdle now, its the 3rd week of January and there’s still time.  Let’s do the 52 week money challenge together.  You can save a fixed amount $20 a week and save over a $1000, or save the dollar amount the week of the year you’re in.  Since we’re only in week 3, that’s $1 for the first week and $2 the second week, by the end of this week you will have $6.  If you keep going, you will have $1378 at the end of year.

Okay, let’s rewind a bit, do we really need a jar?  Can we really do this?  Here are some fun ways to save.

  • Go backwards.  If saving only a couple of dollars is too slow for you in the beginning, flip it around. Save $52 and $51 the first two weeks and work backwards.  You’ll see the savings sooner and only have to save $1 for Christmas when you’re buying tons of gifts for family and friends.
  • Automate it.  Banks are smart so you can set up a recurring transfer to a savings account.  Why think about it, when you barely have to lift a finger and get $1000 for it?
  • Make it special.  It could be a weekly withdrawal from the bank that just happens to have a cute dessert place next to it or some good ole Starbucks.  Starbucks probably knows to build itself next to a bank for this reason.  Every time you save, you can also reward yourself with something special and look forward to doing it again next week.
  • It’s not how you save, it’s that you save.  You can save a million different ways, but the most important thing is that you do.  Maybe you may want to go on a trip, buy something cool or just save for a rainy day.  At the end of the day, the money is there for you.

So who’s with me to becoming a little richer?!!?  Until next time, Happy Saving!

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